Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history!
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 29 September 2025
⏱️ 31 minutes
🧾️ Download transcript
Summary
Martin explains why pensions offer the biggest savings, why you must pay off credit cards IN FULL, and recounts the time he tried to convince Mick Jagger to finish his finance and accounting degree.
Question Time is the new weekly bonus podcast from Martin where YOU set the agenda.... Send in your questions by emailing martinlewispodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music, Radio, Podcasts. |
| 0:06.0 | Hello and welcome to the cunningly named the Martin Lewis podcast. |
| 0:09.6 | I do wonder what that's going to be about. |
| 0:11.3 | And this is our weekly question time edition, |
| 0:14.5 | in which I answer your questions about absolutely anything and everything within reason. |
| 0:20.2 | In this week's question time, you ask me, |
| 0:22.7 | is a pension worth it? Why is my home insurance price doubled? How does paying off a credit card |
| 0:30.6 | in full actually work? Should a newly married woman keep her first time by your status for a future lisa, or get put on the house's deeds? |
| 0:40.7 | Can you put a personal loan into a cash-eiser? |
| 0:44.0 | And bizarrely, you ask me about Mick Jagger, and I reveal my secret Jagger history. |
| 0:50.1 | Play the theme tune. |
| 0:51.0 | I got meals. I got pay. So I'm going to work for a world. Play the theme tune. |
| 1:28.1 | Right, Matt, I hope you've got a great selection of po-per-re of questions for me this week. Podcast producer Matt, for those who aren't regular listeners, is the person who collates and compels the questions and puts them to me in a hopefully not too challenging way, Matt. What have you got? Of course, potpoury, it smells very fragrant in here with all these lovely questions. Thankfully, we're not in the same studio, so I can't comment on whether you smell fragrant or not. |
| 1:29.7 | I would like to kick off with Kay. |
| 1:42.7 | She is saying, hi. How can I get a power of attorney for a loved one who hasn't got capacity? I'm afraid that's a very simple answer. You can't. Lasting power of attorney, I presume you're talking about, which is the main one, is something that needs to be set up whilst someone has capacity. |
| 1:44.9 | And this is the great problem, |
| 1:46.6 | and please do have a listen to the full... the main one, is something that needs to be set up while someone has capacity. |
| 1:44.9 | And this is the great problem. And please do have a listen to the full podcast that I did on |
| 1:49.6 | Wills of Power of Attorney a week ago. You'll be available to download it and it goes into detail. |
| 1:55.5 | This is the reason I'm so passionate about people getting Power of Attorney while they can. |
| 2:00.4 | Because if somebody doesn't have |
| 2:02.4 | capacity, the way that you can take over their finances for them is you have to apply to the |
... |
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