4.2 • 804 Ratings
🗓️ 13 November 2021
⏱️ 32 minutes
🧾️ Download transcript
We're urged to be more environmentally friendly, but one listener has found he cannot release the equity he has tied up in his specially built, and officially signed off, eco-house. Is the equity release market out of step with efforts to counter climate change? We find out, with Money Box reporter Dan Whitworth and Amanda Moore, senior adviser at the UK’s largest equity release advice firm, Key.
Money Box has fresh revelations about criminal websites on the open internet. Two weeks ago we told you about the websites on which crooks buy and sell your confidential financial information. This week, Money Box reporter Kaf Okpattah has found another website which sells a do-it-yourself tutorial explaining how to bypass banking security by intercepting one-time passcodes, in order to steal money from accounts. The government is proposing an Online Safety Bill - but will it stop criminals taking our cash? We hear from Damian Collins MP, Chairman of the parliamentary Select Committee looking into it.
Some people who claimed Universal Credit benefits during the Covid pandemic may have to pay it back because the Department for Work and Pensions is suspicious about some claims. That's according to the Child Poverty Action Group, which says the DWP may be acting unlawfully by assuming that anyone who has failed to verify their identity in time - by sending a selfie by their front door holding a local newspaper, for instance - has been wrongly claiming help. We hear from CPAG solicitor, Claire Hall.
And our Money Box Mini this week: Can I give my beach hut to somebody without anyone having to pay tax? Listen in for the answer.
Presenter: Paul Lewis Producer: Paul Waters Reporters: Dan Whitworth & Kafui Okpattah
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0:00.0 | You are about to listen to a BBC podcast and I'd like to tell you a bit about what goes into making one. |
0:06.5 | I'm Sadata Sese, an assistant commissioner of podcasts for BBC Sounds. |
0:11.2 | I pull a lot of levers to support a diverse range of podcasts on all sorts of subjects, |
0:16.0 | relationships, identity, comedy, even one that mixes poetry, music and inner city life. |
0:22.4 | So one day I'll be helping host develop their ideas, the next fact-checking, a feature, |
0:28.3 | and the next looking at how a podcast connects with its audience, and maybe that's you. |
0:33.6 | So if you like this podcast, check out some others on BBC Sounds. |
0:38.5 | Hello and welcome to this Moneybox podcast. |
0:41.8 | At a time when the world is focused on reducing climate change, |
0:45.2 | one listener tells us he built an eco-friendly house to official standards, |
0:49.4 | but now he can't borrow against its value. |
0:52.6 | And the Department for Work and Pensions is telling some people |
0:55.5 | who claimed universal credit during the pandemic to repay all the money |
1:00.7 | because they didn't provide a selfie by their front door. |
1:04.9 | But first, Moneybox has fresh revelations about criminal websites |
1:09.1 | available on the open internet. |
1:11.9 | Two weeks ago we reported about websites which allow people to buy and sell your financial information. |
1:17.9 | This week we found another site with a do-it-yourself tutorial explaining how to use that information to bypass banking security and hijack your one-time passcode, then use |
1:30.1 | money from your account. MoneyBots reporter, Kaffa, PUTter, has been doing some digging, |
1:34.5 | but Kaff, just remind us first what a one-time pass code is. |
1:37.7 | So a one-time passcode is sort of the last line of defence against fraud. |
1:41.8 | Imagine you're making an online transaction, which you don't usually make. |
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