Welcome to the Jill on Money Show. It's Wednesday, December 3rd, and we are here trying to help you make better and sometimes just less bad or less emotional financial decisions. We understand that so many of these issues really are emotional. And sometimes you kind of get in your head about it.

Sometimes your head and your heart are trying to fight it out. Let us help you along the way,

wherever you want to go. Mark and I are both certified financial planners, and we really enjoy

getting to know you for this brief time we have you on the air and also helping you out. So just

go to the website, Jillonmoney.com and

click the contact us button, write a said note, and get on the air with us. That's what Wes did.

And West joins us from the Midwest. Hi, Jill. Hi, Mark. I'm very excited to be here.

Beginning of this year, I was feeling pretty good looking at my retirement accounts, thinking,

hey, maybe I could retire early.

But we realized that we're going to need to help my mother-in-law out.

Last year, she was diagnosed with Alzheimer's, and she's been living in an apartment independently,

but my wife wants her to move into a place that has more like 24-hour staff

and maybe with a path to memory care.

Yeah.

And so she did some pricing on that, and it starts around $50,000 a year, and that goes up to,

you know, $75,000 a year as you add services.

She only has social security income and hardly

anything in savings. So she's going to need some help with this. Okay. So right now,

she's living independently and who's helping her? I mean, that's quite a lift. Yeah. My wife and her

sister help her get groceries and do errands.

When are we thinking the timing of this?

They're thinking this year, but this year is starting to come to a close.

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