Welcome to the Jill on Money Show. It's Tuesday, December 2nd, and we are here listening to what's on your mind, hearing whatever is going on and trying to help you find different ways to get where you want to go in your financial life.

If you've got a question, just go to Jillillonmoney.com, click the contact us

button, write us a note. And of course, if you'd like to join us live, check the box. Mark will

do everything else. While you're on the website, check out our subscription service. It's called

Jill on Money Live. That's where you have access to quarterly live webinars. The back catalog of those

webinars, we just

had a great one about year-end tax and financial planning. There's also bonus audio and video

content. It's all for 45 bucks for the next 12 months. Right now, let's talk to James from

North Carolina. So I'm in my 50s. I'm 53. My wife is 47. We have a unique situation where we have a

four-year-old child that we want to start spending a little more time with and kind of cut back on

work a little bit and maybe even make some job changes. And I just need to do maybe to evaluate that

and see if it's possible that we could do that.

I mean, you're really young.

So I'm hopeful that you saved a pile of money to do this.

Tell us a little bit about your situation.

And like, what are the numbers behind it?

Now I know what the goal is.

Like, bail out.

Let's go on.

How can we make this happen for you?

We're not looking to totally cut out of the workforce.

We're just looking to maybe cut back one or two days a week.

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