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So, um, my husband and I, I mean, I've heard of Ramsey and everything, but we, um,

really delved in back in January and it took us about nine months to get to baby,

get through baby step one, 1, which sounds ridiculous.

But I've done everything on the days do not do list in my entire life.

And the biggest thing that set us back was a home renovation that we were living in.

And definitely was, you know know over budget and over the

time frame um not that we ever thought that we were the exception but um just naive about it

but my question is we're dinkwad um and i have three dogs and a cat and I have been a veterinary technician for 13 years

and mainly in emergency medicine and I always focus I don't not focus I always um

explain my mentality with them as like a new mama as an RN in a children's

emergency center. And every little thing about them, I panic. So when I became a dog mom and a cat

mom, I thought I was doing the responsible thing by getting pet insurance. And I know I've read

I've read things about like pet insurance and I know you love dogs and everything, but I can't

get myself to cancel the policy and I don't know why. It's like my head knows the numbers. I know,

right? But my heart is fearful.

Melissa, I don't think pet insurance is your problem.

In nine months, you couldn't get $1,000?

What in the flip else is going on?

Because of the home renovation stuff.

Is that over?

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