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All right, today's question comes from Bobby in North Carolina. Bobby writes,

My wife spins like a drunken sailor. Hey, we don't allow people talk about sailors around here.

That's right. About 40 to 50% of our income goes to her

shopping and restaurants. Her spinning habits have always been poor, but they have escalated

in recent months. She gets mad when I asked to discuss this and even more upset when I talk about

the baby steps. She's taking out credit cards in my name and max them all out, and today

we're behind four mortgage payments owe the IRS several thousand bucks and

we're slipping on a few other smaller bills.

She recently got a job where she makes about 25K a year and I earn $150,000 a year.

Should I lock her out of the primary account which should go to paying bills and provide

her with a spending account.

I know this is financially what needs to happen, but how do I address the concerns in our marriage?

Oh, man.

Yeah, Dave, when I hear something like this, I'm always thinking about a group of EMS men and women on the back of an ambulance,

and the first thing you've got to do is stop the bleeding.

Like, this is rough.

She's spinning them into the whole, like IRS, mortgage, they're about to lose her house.

The government's going to about to start taking money.

This is a big, big, scary deal.

There's only one way that could be, though.

She's currently doing all the bill paying.

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