4.6 • 682 Ratings
🗓️ 13 June 2025
⏱️ 8 minutes
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0:00.0 | Brought to you by Xander Insurance. Compare rates from top-term life insurance companies in seconds at Xander.com. |
0:10.2 | I have a question about my husband. My husband's working for a company and in eight years will receive a full pension. |
0:16.9 | He is right now 53 years old and his mother died at 59 and he has had two brothers that died at 55. |
0:24.9 | Oh gosh. |
0:25.6 | He is wanting to take five years and buy five years of the pension so that he can retire five |
0:32.7 | years earlier. |
0:34.2 | And my question is it's a significant amount of money to buy the years it's about a hundred |
0:39.1 | thousand dollars a year so it would be about you know five hundred thousand dollars so it's a |
0:44.7 | moral dilemma as well as a financial dilemma about what we should do interesting can have you |
0:53.0 | heard this no and i i yeah, help me out. Explain, I know what you mean, but dive into the moral dilemma a little bit more. Talk to me about what you guys are wrestling with. Yeah, he just doesn't feel like he has much longer deputy left in his life. He feels like with his mother and his brother's passing that he just |
1:13.7 | doesn't feel like he's got a long long life to start is that factual does does he have health |
1:20.6 | ailments so yes um he's taking high blood pressure medication right now okay um and he's going to to the doctor, but there's nothing like on the radar, but there was nothing |
1:30.9 | on the radar for either one of the other ones. |
1:33.0 | They just out of the blue, they just passed of natural causes? |
1:36.6 | Had heart attacks. |
1:37.5 | Heart attacks. |
1:38.3 | I mean, first of all, let me say, I don't think he's crazy. |
1:43.1 | I don't want to imply that this is nonsensical because it's emotional. |
1:49.6 | And so, therefore, it's hard to make sense of anything when he's just, he's got a lot going on. |
1:54.4 | And I could see how someone would get to that point. |
1:56.8 | I still don't understand the moral dilemma part. |
2:00.4 | Well, the moral dilemma is do we take that half a million dollars and spend it, |
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