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My husband, we have six children together. We've been married for almost 20 years and he wants to file for a divorce this summer.

I've been a stay-at-home mom for 14 years. I've had a little bit of part-time income, what works with our kids' schedule, but essentially everything's valued under

him, so to speak. Just trying to figure out how to financially prepare myself for everything

coming ahead. Holy moly. What happened, Chrissy? Honestly, I really don't know. Back in 2010, when we had our third child, we actually used to

teach FPU and paid off all our debt. Things were going really well. Had three more kids. And then in

2020, my husband, when we refined the answer house, confessed to me that he had been using credit

cards and drove up some debt.

So we took out a little extra money on our home loan to pay off those. He promised me he was

going to cancel all those and they were going to be done. And then earlier this year, I found out

again, he had driven up almost $60,000 in credit card debt. So we took out a second mortgage against the

house to pay for all that because, as you can imagine, all the credit card fees was hundreds

and hundreds of $1,000 a month, not to mention its balances. And then he kind of, things went

downhill really quickly after that. So yeah, it's been a very difficult year.

Our oldest started college this year.

We've got kids from 18 all the way down to four years old.

Oh, gosh.

The four year old is in my preschool class.

Currently, I'm a preschool teacher to try to make money because I can have my son with me.

So, yeah, life's a little chaos.

I just want to try to be prepared. I just found out that he

hasn't been paying my life insurance, so I'm going to need to get a new life insurance policy as

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