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Chances are at some point along the way you have heard it said that there are two kinds of people in the world, right?

In fact, you've heard this so many times, that's the only part of it that you remember.

You can't even remember what comes after this.

This is originally attributed to Mark Twain. I assume he's the first person who popularized here, two kinds of people in the world.

And whatever follows this is generally some sort of oversimplification, but that's okay because simple things are sticky things,

and sometimes it's better to oversimplify something to remember it than to make it complicated and tease it all out,

but you can't remember anything that was said.

I'll give you an example. When I was 30 years old, I had a friend named Alcane. Alcane was a real estate developer, several years older than me,

and every once in a while he would take me out to lunch and give me advice, which I was wide open to because he was very wise guy.

So one day we were sitting at lunch and any time he was going to give me advice that started like this, he'd say,

buddy, buddy, he had this kind of a buddy, and that's how it started.

Buddy, there are two kinds of people in the world.

There are those who make interest, and there are those who pay interest.

Now that's a little bit of an oversimplification, but it's kind of challenging.

And then he looked at me across the table and he said, which one do you want to be?

I knew the right answers, like I think making it's better than paying it, and he said, yeah, you just got to decide.

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