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Financial Audit

Pampered Princess Thinks Poverty Is Easy | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 12 September 2025

⏱️ 91 minutes

🧾️ Download transcript

Summary

â–¶ CRAZIEST POST SHOW- huge confrontation when I call the ex that cheated on her. Pretty sure he wants to kill me now: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join â–¶â–¶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ â–¶â–¶â–¶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. â–¶â–¶â–¶â–¶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 ___________________________________________ â–¶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ ___________________________________________ â–¶RESOURCES 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ â–¶More Content 1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups 2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive 3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer ___________________________________________ â–¶EXTRA 1. My socials: https://stan.store/calebhammer 2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ___________________________________________ â–¶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. â–¶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Say hello to the next generation of Zendesk AI agents built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. If you're pissed off in something, what is it that you're pissed off at? Sometimes when I watch episodes and you're like a therapist to people, that's great. But then other times you're like just stop spending. You can tell me all day to stop spending, but how do I do that? This morning, I woke up to a negative balance on my business. Your business is a failure. Go get a real job. I don't know. What? I don't care what you want. No, no, no, no, no. Is this about the rest of your life and your fucking kid? No, thank you.

0:40.7

Okay, then, no. Is this about the rest of your life and your

0:39.1

kid? No, thank you. Okay, then give up and die in poverty. I don't care. The tools to change your life

0:46.2

have just been upgraded. Download my budgeting app rebranded to dollar wise today and start your free trial.

0:52.4

Sign up for the annual version and I'll send you my budget-friendly cookbook that can't be purchased anywhere else and I'll personally sign it and mail it directly to you. Download the dollar-wise budgeting app today and take advantage of your free trial. Hi, I'm Jessica. I'm 34 years old. I'm from Miami, Florida, and this is financial audit.

1:11.3

Thanks for coming over to Austin from Miami. What do you do there for a living? Not a cheap city.

1:15.9

That is not a cheap city. Not even a little bit. What are you doing?

1:19.0

I am a business owner.

1:22.1

Good. Except every single time I've heard business owner from the state of Florida, they do absolutely nothing.

1:34.7

So please tell me there is an actual business here. There is. I started as a micro influencer. It's a micro influencer. Midget influencer? Well, I am pretty short, but no. It's

1:41.5

someone who doesn't have like a crazy following. But sometimes brands like that. So it actually did. What's not a crazy following? What constitutes is my? Less than 100,000 followers. Okay, sure. I guess, yeah, across all platforms. Yeah. It's my Twitter. It's my ex. I'm a micro influencer there. Yeah. a micro-influencer across, but it turned into a thing because I do know social media. So now I... What did it turn into? I get a little nervous when I hear a woman turning... Oh, no, no, no. Oh. No, I don't think it's what you're thinking. Okay.

2:35.1

Good. Booby Booty's all right. No, no, no. Good. Although I have thought about that. But no. It's 27,000 on Instagram, I'm being told. Okay. It's dropping by the day, though. Instagram is horrible. Dropping. Are you canceled? No, it's just. But people don't, like, lose followers. They do when they don't Like I didn't post for like two years

2:37.4

Okay I started this canceled? No, it's just... But people don't, like, lose followers. They do when they don't.

2:35.5

Like, I didn't post for like two years.

2:37.6

Okay, I started this other...

2:38.7

Well, you didn't post for two years.

2:39.5

Okay, yeah.

2:40.3

Hold on.

2:40.8

What do you do?

2:41.5

What is your business?

2:42.4

My business now is an online business management agency.

2:46.2

Okay, so people have businesses.

...

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