Overcoming Your Bad Financial Decisions

The Ramsey Show

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 9 November 2023

⏱️ 118 minutes

🔗️ Recording | iTunes | RSS

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Summary

Jade Warshaw & Rachel Cruze answer your questions and discuss: "My mom doesn't want us to pay off our house" "Should I get a HELOC to pay off legal bills" "Do I keeping paying down debt while preparing to move" How long should I pause investing "Should I use my stocks to pay off debt" "Did I make an irresponsible decision" Rachel Cruze & Ken Coleman answer your questions and discuss: "I bought a house with my family & I can no long afford it" "How do I get my wife on board" Avoiding lifestyle drift as your income goes up "Should I sell the house my father left me" "Buying a new car so I can drive for Uber" "Negotiating past due bills" "Should we use our savings to build a second home" "How do I negotiate a major settlement" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance BetterHelp Balance of Nature Churchill Mortgage Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Protect yourself with the right coverage—take our coverage quiz! Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships.
0:40.0	You can give us a call, the number is triple 8, 825, 5225. I'm Jad Warshaw and I'm joined by best-selling author, Rachel Cruz.
0:49.1	I know we've talked about this, Rachel, but I haven't gotten to talk about your book that just came out.
0:53.7	I'm glad for what I have. Thank you yes it launched this week my new children's book my first
0:59.2	one ever and yeah it's doing great it's so cute I love it it's been so fun it was a fun process and hopefully that
1:04.9	message of contentment yes can be all through our households with us with little
1:09.3	kids I'll be reading it to my kids for sure so give us a call today we'll take calls about
1:15.0	your life and your money and if you're interested in getting this book you can
1:17.8	pick it up where Rachel
1:20.3	uh Ramsey solutions dot com slash store or anywhere books are sold.
1:23.8	That's right love that.
1:24.8	All right, let's go straight to the phone lines.
1:26.4	We've got Stacy from Manchester, New Hampshire.
1:29.0	What's going on, Stacy?
1:31.4	Hi, it's nice to talk to you guys. I'm actually looking for what I'm calling a
1:37.8	Ramsey rebuttal. My husband and I, my husband and I are about to, we're very close to paying off our house we have about 15,000 left and my parents are always advising us not to pay off our house because they tell us you know if anything happens and if somebody sues us, then they can take our home from us.
1:56.5	And it's not, it's not going to deter me from paying off the house, but I'd like something really smart that I can say to to prove her wrong or something if I can.
2:05.0	Well you have homeowners insurance.
2:07.0	Yes we do.
2:09.0	Who does she think is going to sue you and take your house?
2:12.0	Who is she concerned about?
2:13.0	I don't know.
	...

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