Does Your Life Need a Radical Shake-Up?

The Ramsey Show

Ramsey Network

Investing, Education, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 8 November 2023

⏱️ 118 minutes

🔗️ Recording | iTunes | RSS

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Summary

George Kamel & Rachel Cruze answer your questions and discuss: "Should we put our mortgage in the debt snowball?" "How do we stop living paycheck to paycheck?" "Should I take on more debt to go to school?" "How do I make better money decisions?" Leaving the family business, "Should we buy a new car in Baby Step 6?" "I don't want to close my credit cards," "Should we buy a home while in the military?" "Are store specific debit cards OK to use?" "Should we sell our house?" "Is inflation really that bad?" "How do I budget with inconsistent pay?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp NetSuite Zander Insurance DreamCloud Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Oh, no. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show,
0:33.6	where we help people build wealth, do work that they love,
0:37.0	and create amazing relationships.
0:39.4	I'm George Camel joined by Rachel Cruz.
0:42.0	This is the Ramsey Show. It is not Smart Money Happy Hour
0:44.8	which is another show that we co-host together, but we're going to bring that kind of energy
0:48.8	and fun today, Rachel. We hope so. It's going to be a fun show George we're already bringing it with our
0:52.8	outfits we're very brightly colored today bright yellow bright orange so if you're
0:57.3	watching on YouTube I apologize dim your screens my shirt is like get some sunglasses
1:02.4	but it's fun it's It's what makes you so joyful and
1:05.7	ever-vesant Rachel. Right. Well hey give us a call. We'll talk about your life and
1:09.3	your money at triple 8 825. 5.225. Jeff joins us in Toronto, Canada. Jeff, what's going on?
1:17.0	Hi, thanks for your call guys. How you doing?
1:20.0	Doing well, how are you?
1:21.8	Okay, I'm just wanted to talk to you today and we're concerned that we probably look
1:26.2	better than we are
1:27.4	uh... we've got no student debt
1:29.6	no credit card debt
1:31.2	no other debts per se other than the mortgage, but the mortgage is
1:35.2	625 and amortized over 28 more years and we're 49. So we've obviously sort of refinance things into the
1:45.7	mortgage a couple too many times and we're on a variable mortgage. We can't
1:49.5	help that right now. But I guess I'm wondering how should we should we look at our situation more like
	...

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