When presented with seemingly limitless array of options,

sometimes the easiest thing to do is to do nothing.

But that is no way for you to get to where you want to end up

so today I'm going to help you overcome financial inertia.

Right let's do this. Welcome to another five minute Friday here on Meaningful money. Hope you really, really well. Great to see you all. Let's look at

overcoming financial inertia and we're going to stick five minutes on the clock down here

say a quick thank you to my friends at 7 Investment Management for continuing to

sponsor the show and let's crack on. First thing to do to overcome inertia and

begin to move forward is to identify your most pressing

issue. The easiest way to make sure that you never move forward at all is to try and do six

things at once. Financial multitasking isn't impossible but it's certainly not what you need

to be doing when you're just starting out. So I suggest you try and identify your most pressing

issue, the thing you need to deal with right now and deal with that first.

But what if that decision is itself tricky?

You know, how do you identify that single most pressing issue?

Well here is where a kind of a framework can help you.

One framework that I really like is the seven baby steps by Dave Ramsey.

If you don't know who Dave Ramsey is, just Google him.

He's one of America's foremost financial gurus as a nationally

syndicated radio show has probably helped more people than anybody else to get out

of debt and live a rich life. Dave Ramsey has a series of seven baby steps that he suggests that people follow in order.

Baby Step one is to build a starter emergency fund.

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