Hello everyone. This is Chris again, and I am back with the second season of my podcast series Moneywise for Teens.

In this season, I will be talking with personal finance experts who will share their stories

and experiences with us and will guide us with strategies for financial freedom and success.

Today we have with us our first guest, Mr. Joshua Sheets, the voice and face of the

popular podcast Radical Personal Finance. Mr. Sheets is a leading expert in financial planner in the U.S.

that has been running a very successful financial podcast for the last 11 years, with about

1,200 episodes covering various aspects of

personal finance. He teaches normal people like us on how to seamlessly connect the science

of financial planning with the joy of goal achievement. Backed with multiple advanced

academic degrees, Mr. Sheets has been helping people achieve financial

freedom by simplifying the complex topics of money and by providing accurate information,

practical tips and tricks, and strategies for achieving their goals quickly and more efficiently.

Today, we're going to dive into his story and get some great advice for teens

who are about to make a start of their financial journey and big decisions about their future.

So let's begin. Welcome to MoneyWise for Teens, Mr. Sheets. It's so good to have you with us today.

How are you doing this morning? Very well. Thank you so much for having me.

So, Mr. Sheets, would you like to tell us about your journey so far and how did it start?

Well, with regard to my journey, especially with money and personal finance, it started when I was a

teenager because I was interested in trying to figure out how to become wealthy.

When I was a boy, I grew up

in a family that was a middle class family. My dad was an engineer, so he had a decent income,

but my parents also had seven children, so we never had a whole lot of extra. And so as an example,

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