Welcome to the Black Girl Burnout Podcast, Kelly here.

And today I want to talk about budgeting for Black Joy.

Last week, you know, I mentioned the dreaded B word. And I said so many people have a strong

response to the idea of a budget. I being one of those people. And so instead I said, what about

just thinking about boundaries around your money? Because that's really what a budget is. It is setting

boundaries, is setting guardrails to enable you to be financially

well and successful. So today, I want to dive a little bit deeper into the B word. We're going to use

budgeting, but I want to connect it to something else. So if budgeting as a word has become a trigger to you or just

feels negative, even if you do it and you do it well, it feels negative, why don't we talk about

budgeting in the context of black joy, of black woman joy, and see if we can't get you to

feel a little bit better about having a budget and teach you new

ways to frame your budget so that it is maximizing your joy and opting you out of struggle.

I love the idea of budgeting for Black Joy. It's a new idea even to me as I've been doing

this podcast. And because this podcast helps me reframe everything to the lens of joy, when I sat down to create these episodes, I thought, budgeting needs to be joyful.

We just need to like to do it.

And some people, if you're out there and you're like, oh, I love my budget.

Good for you.

I'm not somebody who

loves budgeting and it's not connected to whether I'm doing well financially or not. I'm somebody

who just really struggles with structure to that detail. So if you tell me I've got to look on

every category and see how much I spent on my Netflix subscription and see how much I spent on my car insurance.

I'm kind of, frankly, bored.

...