Hello, Wine Embers. My name is Jesse Meakum with another episode of Wine Em Podcast, where

we teach you four rules to help you stop in the paycheck to paycheck. You can get out

of debt and save more money. Today, I want to give you one, this is going to be the shortest

episode ever, which will be saying something because we've had some brief episodes.

One of the best indicators of whether or not you are doing money right is if you feel guilty

or not when you spend the money. And I don't mean guilty in the moment. Plenty of us can

fall prey to slick marketing and apple pay and clickety-clackety tip-tap swipe. And you

spent the money before you even knew it. You can do it because you're emotionally distraught,

you're tired, you're excited, you're happy, you're sad, you're ecstatic, neurotic, I don't

know. We do these things for all kinds of reasons. But once whatever the reason has been,

once that's kind of faded and reality has settled in, once the high of the shopping

has dissipated, what do you feel now? And if you feel guilty, that is a really strong

indicator that your money is not doing what you would like it to do. It's not actually doing

what you wanted to do. So how do we combat this? I just, I was spur of the moment, I just thought,

just remove apple pay from your phone if you run apple pay or whatever the equivalent

Google pay is so that it's not quite so slick with, you know, when you're on your phone,

swipe swipe tip-tap, double tap touch ID, face ID, whatever, remove it. Make it a little harder,

add a little more friction to the purchasing. Better yet, get in front of it. Build into your routine

into your morning routine, like, you know, I pop my multivitamin, I do the gummies, don't make fun,

they make adult gummies, and that's the best way to do a multivitamin. Everybody knows that. It's

a delicious gummy. You only get two, unfortunately, and it says adult right on the front, okay?

So I can pop my two adult gummies. They're just the right chewiness. It would allow me to kind of

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