Welcome to the Jill on Money Podcast. It is Wednesday, December 16th and just another day ticking away on your to-do list, right?

You've probably said to yourself, well,

what am I going to do to get these presents ready?

What am I going to do to have my holiday celebration with two to four people and what am I going to do to help

me reach my financial goals?

Oh wait, that third thing, that I can actually help you with.

If you have a financial question, investment, tax, education, even

career, send us an email. Ask Jill at Jill on Money.com. Ask Jill at Jill on money.

And if you would like to join us on the program,

let us know.

That is what Kelly did.

Kelly is on the line from North Carolina and Kelly I would have

hardly known that except for that accent of yours so what can we do for you?

Well I hope I didn't make it too obvious with the accent, but hey, no, I just wanted to reach out.

I've been listening to the show now for about a year and it's become part of the daily routine, but I figure the best way to get the answers I needed was just to go straight to the source. A little background on myself, I am 27 going on 50 and I say that kind of

jokingly because my financial goal is to retire by age 50. By that point I want to work because I want to not because I have to

there's probably easier said than done because I don't have a wife and kids in the

picture right now but I wanted to get a report card from you pretty much to see where I am as far as being on track and what else I can do to make that process for reality.

Okay, great. So first of all, are you working right now?

Yes, so background on myself, I am in sales right now in a tech role.

So I'm in the ballpark of about 100,000 annually.

No debt right now.

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