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The Money with Katie Show

On Overvalued Stocks, Tithing & Mutual Aid, and Creating Enforceable Prenups

The Money with Katie Show

Money with Katie

Investing, How To, Self-improvement, Business, Education

4.81.3K Ratings

🗓️ 24 September 2025

⏱️ 114 minutes

🧾️ Download transcript

Summary

We covered more ground than usual in this Rich Girl Roundup, because a few themes dominated your feedback and questions. On today’s show, in addition to recapping feedback to our last three episodes: (00:00): Intro (01:12): Plastic surgeons encouraging young women to set aside money in “face-lift funds” alongside 401(k)s and IRAs (14:00): Feedback to our episode, "A CFP on Outdated Advice, 'Jumping' Social Classes, & Why Money Mindset Matters" (24:38): Feedback to our episode, "Personal Finance is Broken—Can These Economists Fix It?" (44:40): Feedback to our episode, "Why the 'Double Tax' is the Canary in the Economic Coal Mine We Need to Pay Attention to" (58:20): Other listener-submitted questions Our show is a production of Morning Brew and is produced by Henah Velez and Katie Gatti Tassin, with our audio engineering and sound design from Nick Torres. Devin Emery is President of Morning Brew content and additional fact checking comes from Scott Wilson. Transcripts, show notes, resources, and credits will be available within a week at: ⁠⁠⁠⁠https://moneywithkatie.com/overvalued-stocks. — Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Get your copy of Rich Girl Nation:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://moneywithkatie.com/rich-girl-nation⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Assuming they're talking about the Catholic guilt.

0:07.7

There's nothing funny about Catholic guilt.

0:14.9

Welcome back to another Money with Katie's show, Rich Girl Roundup, y' ha.

0:22.5

I am, of course, Katie Gotti Tossan.

0:28.1

And as you know, every couple episodes, my executive producer, Hennah, and I sit down to discuss your questions, any follow-up thoughts after the last batch of episodes, and then just other

0:33.6

odds and ends that don't really make the cut for their own full-length episode. Although today,

0:39.0

I do feel like there are a lot of episode requests that were raised that we're going to kind of

0:43.9

touch on. So where do you want to start today? Katie. Yes. I need to talk to you about a reel.

0:51.7

Oh, God. Okay. I need to talk to you about a reel that a rich girl sent me on

0:56.8

Instagram. Okay. So Lindsay O. Messaged me and she said, this reel made me L.O. and be said at the same

1:04.9

time. She is trying to fund the Hot Girl Hamster Wheel CD, which made me laugh. It's such a funny way to phrase it,

1:12.3

but it was a real from a plastic surgeon doctor who said, and I quote, if you're a female

1:18.0

within the ages of 30 to 35, one day you will get old. One day you will age, and I know that's

1:24.9

tough to think about right now. Okay, that's how she started it.

1:28.1

And then she basically goes on to say, I want you to start an account called the Facelift Fund.

1:32.7

Oh, fucking hell. No, keep going. It's good. It gets better. To start putting $10, $20, $50 a month,

1:40.7

you know, stop buying things you don't need, skip the Starbucks so that when you're 55

1:44.8

or 60, you can do what you want. And then she ends on saying, everyone talks about 401ks and IRAs,

1:51.8

but nobody talks about this. And then she says, don't tell your husband. Don't tell your boyfriend

1:56.1

about this. They don't need to know. And I had Nick watch this clip before we started recording because I wanted

2:04.2

to get his thoughts too. And I'm going to have you watch it in real time. Okay. But he said,

2:09.2

once she said facelift fund, my hands dragged down my face, my index fingers then rested on my

...

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