OMG! I Bought a House
Yo Quiero Dinero
Jannese Torres
4.8 • 616 Ratings
🗓️ 11 November 2024
⏱️ 30 minutes
🧾️ Download transcript
Summary
Episode 296 is a long overdue solita episode & we need to catch up, mi gente. Guess what!? I BOUGHT A HOUSE! Listen now to hear all the tea!
In this solo episode, I'm opening up about my journey to becoming a homeowner—the ups, downs, and what it’s really like for us millennials in today’s crazy housing market.
I’ll talk about timing, share some tips on getting financially ready, and touch on the unique struggle of getting a mortgage when you're self-employed.
I’m all about finding ways to boost your income to make that dream a reality, and I want to encourage you to go after your own financial goals, even with how tough things are out there right now.
For full episode show notes, visit here.
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Transcript
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| 0:00.0 | Like when I walked into that place, I was just like, first of all, when I walked into the neighborhood, I was like, I can't even fucking believe that, like, little old me from Elizabeth, New Jersey, going to school, downtown, with all the chaos, has built this life that affords me now this opportunity to live in this beautiful home. |
| 0:20.6 | I cried. Like, I literally |
| 0:22.0 | cried because I'm just like, who is she? Who is she? And I have to think that little Janice |
| 0:28.6 | would be really fucking proud of what we've been able to accomplish so far. And so I bought a house, |
| 0:34.6 | y'all, and I'm really excited about it. And I want to encourage you, if this is something that you want to do, it is not impossible. |
| 0:40.6 | And I will say that the biggest single thing that I did to make this happen is increase my income. |
| 0:47.6 | Because these home prices are not a joke. |
| 0:50.8 | These home prices are not going down. |
| 0:59.1 | You're listening to Jo Quiero Dino, a personal finance podcast for the modern Latina. I'm your host, Janice Torres, award-winning Latina |
| 1:04.6 | personal finance expert. I didn't always have my financial shit together, but when I started looking |
| 1:09.8 | for POC-friendly personal finance |
| 1:11.9 | podcast, I couldn't find any. And so Yo Quiero Dino was born. On this show, I'll show you how to make |
| 1:17.5 | Dineiro, how to keep your Dino, and most importantly, how to make it grow. Each week, I'm connecting |
| 1:23.3 | you with the most brilliant minds in the world of money and business. So you can learn about investing, |
| 1:28.5 | entrepreneurship, and building wealth. The best part, I'm dishing up all this knowledge with a |
| 1:33.8 | sassy side of sason. So if you're ready to be Poderosa with your dinero, you've come to the right |
| 1:39.4 | place. Let's dive in. Before we hop into today's conversation, I want to remind you to follow us on social. |
| 1:46.9 | If you're loving this podcast and you want more community, you want to find out more about our |
| 1:50.7 | events and all the stuff that we have going on behind the scenes. |
| 1:54.0 | You can find us on Facebook, Twitter, TikTok, YouTube, Instagram, and everywhere else you love |
| 2:00.6 | to hang out on the internet. |
| 2:02.1 | If you're loving this podcast, please take a moment to leave us a review if you listen to us |
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