No Budget Needed w/ Dana Miranda #914
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 4 December 2024
⏱️ 56 minutes
🧾️ Download transcript
Summary
For this episode we might need to adopt a new, honorary name for our podcast – maybe How NOT to Money since this is going to feel at odds with what we typically discuss here on the show! And that’s because ‘budgeting’ is almost synonymous with ‘building wealth’ and living the kind of life you want, but our guest today is offering an alternative to traditional personal finance advice in favor of empowering and flexible strategies. We’re joined by Dana Miranda, author of the new book “You Don’t Need A Budget” which comes out later this month. Dana is a Certified Educator in Personal Finance and is a contributor to the NYT, The Penny Hoarder, and The Motley Fool just to name a few. She is all about building a financial life that works for you as an individual – she’s flipping the personal finance script, ditching the budget, and reimagining your relationship to money entirely, enjoy!
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Transcript
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| 0:00.0 | Hey, what's up? This is Ramses Job. And I go by the name, Q Ward. And we'd like you to join us each week for our show Civic Cipher. That's right. We discuss social issues, especially those that affect black and brown people, but in a way that informs and empowers all people. We discuss everything from prejudice to politics to police violence, and we try to give you the tools to create positive change in your home, workplace, and social circle. |
| 0:20.9 | We're going to learn how to become better allies to each other. |
| 0:23.5 | So join us each Saturday for Civic Cipher on the IHeartRadio app, Apple Podcast, or |
| 0:28.2 | wherever you get your podcast. |
| 0:30.1 | Welcome to How to Money. |
| 0:31.5 | I'm Joel. |
| 0:32.1 | And I am Matt. |
| 0:33.5 | And today we're talking no budget needed with Dana Miranda. |
| 1:00.8 | Okay. And today we're talking no budget needed with Dana Miranda. No Budget Needed makes me think of like only add water or like like no milk necessary, |
| 1:06.9 | Joel. We're eliminating certain elements. Or no shirts, no shoes, no service. Like I was almost thinking we should adopt like a new sort of honorary name for the podcast just for this one episode, right? |
| 1:11.8 | Like instead of how to money, we should call it like how not to money, since I think this is going to feel at odds with what we typically discuss here on the show. |
| 1:19.1 | Because budgeting, it's almost synonymous with building wealth, with living the kind of life you want. |
| 1:24.4 | But our guest today is offering an alternative to traditional |
| 1:28.3 | personal finance advice in favor of empowering and flexible strategies. We're joined by Dana Miranda, |
| 1:35.2 | author of the new book, You Don't Need a Budget, which comes out later this month. And Dana is |
| 1:40.5 | a certified educator in personal finance. She is also a contributor to the Times, |
| 1:46.5 | the penny hoarder, Motley Fool, just to name a few. So Dana, we're really looking |
| 1:50.6 | forward to our conversation with you today. Thank you for coming on the podcast. Yeah, |
| 1:53.9 | thanks for having me. I'm looking forward to it too. Of course, glad to have you. First question |
| 1:57.4 | we ask everyone is, what do they like tourge on it it lets us know a little bit |
| 2:01.3 | about kind of what you're into how you spend your money but of course at the same time you're |
| 2:05.7 | saving and investing for your future but what are you splurgeon on in the meantime dana i like to |
... |
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