Ask HTM - Home Security Cost Benefit Analysis, Advantages to Financing a Car, and 529 Impacts on Financial Aid #913
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 2 December 2024
⏱️ 52 minutes
🧾️ Download transcript
Summary
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - How do I convince my in-laws that they’re wasting money by financing a car when they can pay cash?
2 - What kind of impact will saving in a 529 account have on my son’s ability to score financial aid?
3 - Should I choose a state provided pension or go with an Optional Retirement Plan (ORP)?
4 - Is there a way to run a cost benefit analysis on a home security system?
5 - Where should I turn for a solo 401k?
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Transcript
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| 0:00.0 | It's hard to read the news these days without asking yourself, how did we get here? |
| 0:04.7 | Fiasco is a history podcast for the co-creators of Slow Burn. |
| 0:08.5 | In our first season, Bush v. Gore, we examine an unmistakable turning point in American politics, |
| 0:14.0 | the 2000 election, which resulted in a high-stakes stalemate, ended with one of the most controversial rulings in Supreme Court history. |
| 0:21.4 | So if you're trying to make sense at the present moment, check out Fiasco, Bush v. Gore. |
| 0:25.9 | Listen on the IHeart Radio app, Apple Podcasts, or wherever you listen to podcasts. |
| 0:30.9 | Welcome to How to Money. I'm Joel. I'm Matt. |
| 0:34.0 | And today we're answering your listener questions. |
| 1:00.0 | Thank you. I'm Matt. And today, we're answering your listener questions. You know what, buddy, it's Monday, which means it's everyone's favorite how to money episode of the week. |
| 1:02.3 | Do you think it's everyone's favorite, actually? |
| 1:02.7 | I don't know. |
| 1:03.3 | You said it. |
| 1:04.0 | Like, you missed it. |
| 1:05.2 | Should we take a poll? |
| 1:06.0 | We could. |
| 1:09.7 | On the newsletter and see which episode. |
| 1:12.5 | If you only had to listen to one episode for the rest of your life, one would it be if you only got to not had to oh yeah we wouldn't make you |
| 1:16.5 | listen of course but the problem with polls or surveys is that they're self-selecting so i'm not |
| 1:20.9 | i'm actually not a huge fan of surveys and polls but maybe maybe we'll do that all right but we do |
| 1:25.0 | in fact have listener questions to get to during this episode, buddy. |
| 1:28.6 | A listener is wondering if there's some sort of cost-benefit analysis that she can run on home security system. |
| 1:34.7 | She wants to know if there is an easy way to decide whether or not this is something she should spend some money on. |
... |
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