At Jackson, we've created a digital retirement planning experience with you and mine.

Visit jackson.com to explore our easy-to-understand resources and user-friendly tools

that are designed to enable financial professionals and clients to plan a path to financial freedom.

Jackson is short for Jackson Financial Incorporated, Jackson National Life Insurance Company, Lansing, Michigan,

and Jackson National Life Insurance Company of New York, purchase New York.

Please stay tuned for important disclosure information at the conclusion of this episode.

Hi, and welcome to the Longview. I'm Christine Ben's Director of Personal Finance and Retirement Planning for Morningstar.

And I'm Jeff Patak, Chief Ratings Officer for Morning Star Research Services.

Our guest on the podcast today is Nick Majuli. Nick is the author of a new book called Just Keep Buying, Proven Ways to Save Money and Build Your Wealth.

He is also the author of Of Dollarsand Data.com, which is a blog

focused on the intersection of data and personal finance. In addition, Nick is chief operating

officer and data scientist for Rittolt's wealth management. He graduated from Stanford University

with a degree in economics. Nick, welcome to the Longview. Thanks, Christine, for Army

me on. Well, we're thrilled to have you here. So, your chief operating officer and data

scientist for Rittolt's wealth management, most people probably have some familiarity with what a

chief operating officer does. But what does the role of data scientists entail? It's interesting because not many

RAs and registered investment advisors have data scientists at their firms because it's just

such a new thing, you know, just data science in general. But some of the stuff I was doing early on

for the firm is just basically answering business questions with data.

We call this business intelligence.

Data science is a very broad field.

It goes from everything from like data infrastructure and how you build out servers and

...