Hello, wine adverts. My name is Jesse Meakum with another episode of the wine ad podcast

where we teach you four rules to help you stop in the paycheck to paycheck, get out

of debt and save more money. We're heading back to school, people. How do you nail it

this year? Financially, not academically. How do you nail it? Well, if you know someone's

going back to school like higher edwis, first tell them they get a year of wine ad for

free, we get our hooks deep into that person and they can't imagine managing their spending

in any other way. This is about allocating your life energy into things that really matter.

That's what a budget is. Well, secret. But also, here's a little insider baseball for you.

The school year is a little bit of an uptick for us here at Wine M. It gets a little

busier. Not because everyone's shuttle in their kids to school and whatnot, you know,

work here. But because wine adverts are kind of like, okay, here we go. Summers over.

Let's get this going. Let's start settling in. Let's do this budget thing again. Let's

revisit. So how do you nail it? Well, you just go back to the rules. There's no secret

to this. We don't hold anything back here. But it may be an okay time for you to kind

of revisit some structural things around your finances. A couple off the top of my head.

Number one. Are you juggling? This is how I'm like a commercial. Do that sound like

a commercial a little bit? It's like an infomercial number one. Are you juggling too

many credit cards and different payment cards? Maybe consider simplifying. Life just got

more complex or less. As you send the kids off to school, consider simplifying your financial

structure. Close accounts. They do not add value. Close credit cards. It dings your score

for just a moment and then it recovers. People are like, oh, you got to leave this card

open. I don't know this, but I feel like that's just made up by the credit industry, the

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