My Personal Budget Plus How to Avoid a Holiday Spending Disaster
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 28 November 2022
⏱️ 24 minutes
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| 0:00.0 | The other way, we just charge everything follows you month after month after month. |
| 0:11.1 | And then come April, you're like, yeah, I probably shouldn't have bought that nice gift. |
| 0:14.1 | More regret happens because you're in full spine. |
| 0:16.7 | You don't always think about it, especially when you don't spend the way to cash. |
| 0:22.6 | Hey guys, welcome to this episode of the Rachel Crucio podcast. |
| 0:25.9 | I'm so glad that you're here. |
| 0:28.0 | So in this episode, we're going to talk about how to save your money and avoid a holiday |
| 0:32.0 | spending disaster. |
| 0:33.2 | They don't go over last minute Christmas gifts that won't break the bank, hence they're |
| 0:38.0 | all under $40. |
| 0:39.6 | Then I'm going to go over five tips to avoid going into debt this holiday season. |
| 0:45.6 | But first, let's chat about weekly expenses. |
| 0:48.6 | Yes, I'm actually going to share my weekly expenses and talk about how to avoid going over |
| 0:54.2 | budget weekly. |
| 0:55.7 | Like, a listen. |
| 0:58.4 | So I sat down and looked at some random week. |
| 1:01.4 | I think I picked a random week in like September. |
| 1:03.2 | So here, pick this week and let's go through and see how much I spend in a week. |
| 1:09.0 | And again, every week looks different. |
| 1:11.6 | Every week has different needs, has different things going on. |
| 1:14.6 | Obviously, but the goal here is to say, okay, am I sticking to my budget and am I managing |
| 1:20.7 | my spending? |
... |
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