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The Ramsey Show Highlights

My New Husband Was Keeping a $40,000 Secret

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 28 April 2026

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

In today's digital world, you need ID theft protection that actually works.

0:07.0

Protect yourself at Xander.com.

0:09.0

Me and my husband got married about seven months ago, and over the course of this tax

0:14.0

season and gathering all of our documents, unbeknownst to me, he has not paid taxes for 23

0:20.0

or 24 and now 25. Oh. And so, yeah, kind of a big deal going into a marriage wanting to know something like that. I'm very type A and on top of that sort of thing, I'm a W2 employee, and so it's pretty simple, straightforward every year. He's a 1099 graphic designer. And so now this year, we're in years past, I would get a return. I would get a return. We are going to owe a pretty big bill on top of owing for 23 and 24. And so I just kind of want some advice on what to do. I will say, first and foremost, the same day I found out, I contacted a CPA and we're in the process of, you know, we finalized 2025 and we're working on 23 and 24 but definitely unexpected you know going into

0:55.2

a marriage and now having what could potentially be up to a 35 or a 40,000 dollar debt. Wow. Okay.

1:02.6

So what does Mr. Creative say about his irresponsibility in lying to you? Well he is it has been a

1:09.8

rough couple weeks. He obviously is very apologetic. And in his words, it wasn't

1:14.3

intentional. It was kind of in the back of his mind and he knew it was not going to be good. But in

1:18.4

his mind, he didn't realize it had been that long since he had paid taxes.

1:23.9

That doesn't make me feel better.

1:26.8

Makes me feel worse. Yeah. like what else is rumbling around

1:32.1

in your little mind that you haven't told me about and you've forgotten didn't think it was

1:35.5

important yeah that was definitely my first question as well the first couple days when I

1:40.0

asked him to pull up the IRS website so I could gather our documents and I realized that it had been that long. Yeah, that was not a good feeling.

1:47.1

How long were you together before you got married?

1:50.1

We've known each other for seven years. We've known each other since college.

1:54.0

Okay. How long were you dating?

1:57.0

On and off for a while, but about a year before we finally got engaged and got married.

2:02.0

Okay.

2:03.0

Okay.

2:04.0

Well, you did the right thing by getting on the ball and getting a CPA and getting a hold

...

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