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My mom occasionally asked us to borrow money, even though her household income is higher than ours.

So what are some tips or help to help her budget?

Oh, man.

She's not asking for budgeting help, is she?

She's asking for money.

Okay, I think this is one of the hardest lessons to learn in life, and I think it took me thousands of dollars of therapy, literally for this to like settle in and realize you

can't change people.

As much as you guys want her to do X, Y, and Z, as much as you want her to budget, live on lessons she makes, all the things, unless she wants it, it's not going to happen. So it's either, in my head, a pretty strong boundary of a conversation that's probably really hard. I'm like, mom, I love you. But we have a set plan for our income right now that has to go to this. We're not going to be

able to help you in the future as of now or forever, whatever you want to say, right? And or, hey,

mom, would you be curious to learn? Or, no, probably not to learn. It's probably a little patronizing.

But, like, would you like to find a new way to handle your money?

Things that have worked for us.

If you're curious about that, let me know.

And you can kind of open the door for her to walk through.

But it's hard.

And we get this question a lot with families because you're wanting them to not only change,

but now in your case, they're like asking you for money, right?

And so there's a boundary that has to put up. All right. So Rachel's the nicest one of all of us. And I'll agree.

And I think Rachel's right, but I think that's step two. Step one is, whose mom is it?

Mine. Mom, no more. You're a grown blank woman. This is nuts, and I'm putting a boundary up. This is not happening anymore. Here's why. You don't have to attack her, but you talk about your reasons

and what it's causing for you, and at some point, you're going, by the way, you're getting to

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