"I'm So Overwhelmed, I've Never Been In This Much Debt Before"

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 22 October 2025

⏱️ 5 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Zander shops all the top-term insurance companies to save you money.
0:06.8	Get started at zander.com.
0:08.7	Me and my husband are on Baby Step 2.
0:13.0	I have a debt about $6,000, and including his, it will be a total of $78,000. $4190.68, which I find very appalling.
0:25.6	And we are not...
0:26.6	Stop a second.
0:27.6	I didn't understand what you said.
0:29.6	You said he had $78,000 on what?
0:31.6	No.
0:32.6	So I owe $6,000 and adding my husband's debt, it's going to total up to $78,000.
0:40.3	Okay, so your husband has $72,000 in debt and you have $6,000.
0:47.3	Yes.
0:48.3	And his $72,000 is on what?
0:51.3	It's mainly on student loans.
0:55.8	And what's your $6,000?
0:59.7	It's medical bill and credit card.
1:01.5	I have $4,000 in medical bill. How long have you all been married?
1:02.6	A year, but we've been together for six years.
1:07.2	Okay.
1:08.0	And what's your household income?
1:13.1	What I make as a nurse is about $90,000.
1:17.2	And my husband has his own insurance company, which is not doing well.
	...

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