"My Kids Are Going Without" (I'm $100,000 In Debt)

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 1 March 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Xander shops all the top term insurance companies to save you money get started at Xander
0:07.9	dot com started listening to the Ramsey show in 2020 um when i was incarcerated and when i got out
0:14.6	i started doing things the right way um and then i lost my job and fell back into debt and found another job, but it didn't pan out.
0:27.7	Fast forward four failed jobs later, and I get hit by a train.
0:32.9	This was last, this past June.
0:35.9	You got hit by a train?
0:37.4	Holy moly. Yes, sir. Bro bro your life is a loving country song man
0:41.9	so um i'm used to doing mostly manual labor in my life um i recently got married um So that's a plus.
0:56.5	My wife and I combined finances, and I'm going through all of our debts the other day,
1:02.2	and I'm realizing that we're $100,000 in debt, and I can't work yet.
1:09.6	And so I started looking for a part-time job recently.
1:14.3	She only makes $12.50 an hour, so she doesn't really make a whole lot as far as income.
1:22.6	She's had a really hard time keeping a steady job for the last last four years and I just don't I don't
1:30.4	know what to do I don't know where to turn I'm I'm at a loss I'm I've I've called my way
1:38.1	out of debt three times in my life and I'm I'm beside myself right now.
1:45.6	On top of that, I have a $750 a month child support obligation
1:50.4	that I am unable to pay.
1:53.4	So my kids are going without and I'm just beside myself.
2:02.1	Hey brother, I wanna applaud you for calling, man.
2:06.5	This is a hard phone call, isn't it?
2:12.2	Yeah.
2:13.1	Yeah.
	...

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