It's Wednesday, and this is the Ramsey Call of the Day.

Part of the Ramsey Network.

Joining me today is Ramsey Personality, Anthony O'Neill.

Ashley's in Tampa, Florida.

Hey, Ashley, welcome to the Ramsey Show.

Thank you.

What's up?

So I have a question that's at the intersection of marriage, kids, and finances.

I have considered divorce, and there's a couple different factors for that.

A big one is finances.

Since we've been married, we have been in debt.

We, I don't know if he was in debt before I married him, but I was in debt.

I was in, well, I had a small student loan that I took care of within the first few years

of our marriage.

Anyway, we got to about 140,000 of debt, mostly on credit cards, and a lot of different factors went into that but there was a point I I was just

stressing me out so much and um you know I did all the zero percent refinancing and all that and um

anyway so a few years ago I listen I actually i'm sorry honey i hate to catch you off

but you're going to tell us what you need yeah okay so i'm considering divorce and i guess

i wanted to get your perspective on the best timing for that there There's not good timing for that.

That's a horrible thing to have to go through, darling.

And it's due to disagreements over money?

And kids.

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