It's Wednesday, and this is the Ramsey Call of the Day.

Part of the Ramsey Network.

Joining me today is Ramsey Personality, Chris Hogan.

Kenny is in Odessa, Texas.

Hi, Kenny. How are you?

Good. Thanks for making my call today, Dave and Chris.

My question for you today, my girlfriend and I bought a house two years ago.

We paid cash for it.

She paid three quarters of it. I paid one quarter of it. And we've drawn up paperwork if we die,

if we split up, you know, how the money is to be to our grown children. And she's recommended

that she buy me out, my part of it, that way I can put in an investment account, get it growing

on top of my other

401k in investments but i'm worried you know because then my name wouldn't be on the house i wouldn't be

an owner i would be a tenant so i was one to get your input on that um the data that we have from people who build wealth don't do it the way you're doing it.

Okay.

And so the data that we have from millionaires is they have, you know, north of 80% of them, we studied 10,000 millionaires in Chris's book, Everyday Millionaires, North of 80% of them were in lockstep, complete shared goals with their spouse.

We found almost none of them being people living with someone they weren't married to.

That's the actual data points.

And so I'm kind of a practical guy in that respect.

And so you may want to reconsider your whole model as my point.

Because if you were married and you both and you had a big pile of investments and you

had a paid for house, you wouldn't be dealing with all this crap.

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