My Drinking Is Holding Me Back From Paying Off Debt

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 28 February 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.5	I have about $10,000 in credit card debt.
0:11.2	I keep making payments on it, and it ends up going right back up to $10,000 due to my drinking.
0:19.8	Oh, no.
0:20.7	Yikes, man.
0:22.5	What are you doing to get a handle on your drinking, brother?
0:26.5	I'm getting back into the AA programs and church programs, but yeah, getting back into it.
0:34.0	Huh.
0:35.9	Are you ready to commit all in?
0:39.2	Yes, I am.
0:40.8	Yeah.
0:41.7	So how can we help you today, man?
0:45.0	Well, I originally reached out to see if there's any other advice besides cutting up my credit
0:51.0	card.
0:52.6	So anything besides that would be appreciative.
0:57.2	Is it just you?
0:58.6	Do you not want to do that?
1:00.8	No, I do.
1:01.7	I have a little bit of nerves about it when it comes to emergencies and things like that.
1:09.3	I have to use my truck a lot for work. So, I mean,
1:13.5	I'm going to have to change the tires on it pretty soon. I know I'm going to need a credit
	...

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