"I Got Hit By A Bus Yesterday"

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 27 February 2026

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by CHO, a budget-friendly faith-based alternative to health insurance.
0:07.2	CHministries.org slash budget.
0:10.2	What's your question today?
0:11.2	Hey, so just how to get comfortable with using my emergency fund when an emergency has happened
0:17.0	as I recently got the baby step four.
0:20.0	Cool, congrats. Cool. Congrats.
0:21.3	Nice.
0:21.8	How much do you have in the emergency fund?
0:24.3	So I have 15 in there and slight job, not change recently, but better security recently.
0:30.7	So that may be a factor as we go into this.
0:33.2	Great.
0:33.6	Okay.
0:33.9	So let's talk about this emergency.
0:35.4	Give us the most recent one where you went, I just can't dip into that. I got hit by bus yesterday. And, uh,
0:42.0	Godd, Donald, Donald, stop. Stop. Are you being for real right now? I actually am. Yes,
0:49.6	I'm not like you at all. I'm, what, how are you? I'm okay. Luckily, the incident was completely fine and that's why I'm
0:57.7	much more focused on the finances at this point. Are you, because it's like, I'm okay, everyone's okay.
1:03.9	Yeah, I got checked out. I'm already. Oh my gosh, I got hit by a bus. No one can ever say, well,
1:09.9	man, it feels like I got hit by a bus today. Donald's like, uh, Donald's like, no, I really hit by a bus. No one can ever say, well, man, it feels like I got hit by a bus today.
1:12.5	Donald's like, no, I really did. I raise you. Okay. Oh, my gosh. Well, that would be a reason for the emergency fund. I think we can all agree on that. Okay. So just answer these three questions. Is it urgent? Is it necessary? Is it unexpected? I think we can all agree
1:26.2	getting hit by a bus
1:27.5	is all three of those things.
	...

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