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The Ramsey Show Highlights

"I Got Hit By A Bus Yesterday"

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5839 Ratings

🗓️ 27 February 2026

⏱️ 7 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by CHO, a budget-friendly faith-based alternative to health insurance.

0:07.2

CHministries.org slash budget.

0:10.2

What's your question today?

0:11.2

Hey, so just how to get comfortable with using my emergency fund when an emergency has happened

0:17.0

as I recently got the baby step four.

0:20.0

Cool, congrats. Cool. Congrats.

0:21.3

Nice.

0:21.8

How much do you have in the emergency fund?

0:24.3

So I have 15 in there and slight job, not change recently, but better security recently.

0:30.7

So that may be a factor as we go into this.

0:33.2

Great.

0:33.6

Okay.

0:33.9

So let's talk about this emergency.

0:35.4

Give us the most recent one where you went, I just can't dip into that. I got hit by bus yesterday. And, uh,

0:42.0

Godd, Donald, Donald, stop. Stop. Are you being for real right now? I actually am. Yes,

0:49.6

I'm not like you at all. I'm, what, how are you? I'm okay. Luckily, the incident was completely fine and that's why I'm

0:57.7

much more focused on the finances at this point. Are you, because it's like, I'm okay, everyone's okay.

1:03.9

Yeah, I got checked out. I'm already. Oh my gosh, I got hit by a bus. No one can ever say, well,

1:09.9

man, it feels like I got hit by a bus today. Donald's like, uh, Donald's like, no, I really hit by a bus. No one can ever say, well, man, it feels like I got hit by a bus today.

1:12.5

Donald's like, no, I really did. I raise you. Okay. Oh, my gosh. Well, that would be a reason for the emergency fund. I think we can all agree on that. Okay. So just answer these three questions. Is it urgent? Is it necessary? Is it unexpected? I think we can all agree

1:26.2

getting hit by a bus

1:27.5

is all three of those things.

...

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