4.6 • 682 Ratings
🗓️ 10 March 2025
⏱️ 6 minutes
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0:00.0 | Brought to you by Y-ReFi. Refinance your defaulted private student loans today at Y-refi.com slash Ramsey. |
0:10.2 | Today's question comes from Alexandra in Arizona. My 14-year-old daughter claims that all the kids in school... |
0:17.7 | Dude, we just... I just had this in my house. My 14-year-old daughter claims that all the kids in school are buying lunches from local eateries and spending as much as 20 bucks a day on takeout food rather than bringing their lunch. Not a lot at our school. No outside takeout food. Keep going. My wife and I are on baby step two and have another $65,000 to go. We simply cannot afford this. |
0:37.8 | How do I explain to this to my 14 year old without, in her words, making her feel poor? |
0:46.0 | I think underneath all of this, I'm just going to tell you, Rachel, how I experience this. |
0:50.4 | Very similar. |
0:52.0 | The school my son goes to has an extraordinary cafeteria and i for me and |
0:58.8 | Sheila it's less about the finances and it's more about i want him to participate in food um creation and |
1:07.5 | food consumption i want him to know that food just doesn't materialize out of |
1:11.5 | thin air, right? And so that may, that's a little, little house on the prairie for us, I know, but. |
1:17.4 | So you don't let him buy from the cafeterias? That's right. So he has to be a part of making his |
1:22.6 | food. And so underneath this, though, I struggled with my kid's the only one. |
1:30.1 | And so I think, Alexandra, it's less about you worrying about your 14-year-old feeling poor, |
1:35.2 | and it's more about you feeling guilty that your 14-year-old has any sort of uncomfortable feelings. |
1:41.0 | And that's where you need to deal with this. |
1:43.6 | So if you can't afford it, then the way you |
1:47.0 | go straight into that is sitting down with your daughter and letting her walk through your budget |
1:50.5 | with you. She's 14. She's a freshman high school. She can do that. And you look at her and say, |
1:54.8 | we're working really hard to change our family tree. We don't have enough money. And by the way, |
1:58.4 | for a 14 year old, they don't care. |
2:04.0 | They're going to have feelings. They're going to get mad. Oh my gosh, we're poor. |
2:08.6 | Let a 14 year old say 14 year old things. There's a reason as a society we have all said 14 year olds can't buy beer and cigarettes and guns. Because they're 14. The other side of that is |
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