MtoM #268: From $50K to $150K in Residency (How It Happened)
White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
4.8 • 2.4K Ratings
🗓️ 30 March 2026
⏱️ 30 minutes
🧾️ Download transcript
Summary
What does it actually look like to get financially set up during residency?
In this Milestones to Millionaire episode, we talk with a PGY-4 interventional radiology resident who is already building a strong financial foundation before becoming an attending. From maxing out Roth IRAs and opening a solo 401(k), to paying down debt and managing cash flow, this episode walks through a real-world example of doing the right things early.
We also discuss one of the most important (and often overlooked) parts of financial success: how to communicate with your spouse about money and stay aligned on financial goals.
If you're a medical student, resident, or early-career physician, this episode offers a practical look at how small, consistent decisions can set you up for long-term wealth.
This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100.
Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors.
Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones
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Transcript
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| 0:00.0 | This is the White Coat Investor podcast, Milestones to Millionaire, |
| 0:04.2 | celebrating stories of success along the journey to financial freedom. |
| 0:13.2 | This is Milestones to Millionaire podcast number 268. |
| 0:16.9 | This podcast is sponsored by Bob Bionni at Protuity, |
| 0:20.2 | an independent provider of disability insurance |
| 0:22.1 | planning solutions to the medical community in every state and a longtime White Coat investor sponsor. |
| 0:27.1 | He specializes in work with residents and fellows early in their careers to set up sound |
| 0:30.9 | financial and insurance strategies. If you need to review your disability insurance coverage |
| 0:35.0 | or to get this critical insurance in place, contact Bob at whitecoatinvestor.com slash protuity today. You can also email info at protuity.com |
| 0:43.0 | or just pick up your phone and call 973-771-910. Okay, I am not even home yet as this podcast drops. |
| 0:52.8 | We've been doing WC icon all this last week. We've been doing WC. Icon all this last week. We've been in |
| 0:56.7 | Las Vegas. But as we mentioned at the end of the conference this year, we're not in Las Vegas next |
| 1:03.3 | year. Next year, we're going to Orlando. So we're going to be in the other side of the country. |
| 1:08.0 | So those of you who have been waiting for us to come back to the East Coast, this is your chance. We're going to be at the Rosen Schingle Creek, and we're going to be there February 24th through 27th, 2027. If you'd like to go, if this is something you've been waiting to do for years, this is the time to book. This is as cheap as it will get. We literally just finished the last |
| 1:30.7 | one two days ago. So we're having what we call our pre-sale and this thing only goes through |
| 1:36.4 | April 2nd. So that's like three days from now, four days from now. Okay, if you're listening to |
| 1:41.9 | this, the day it drops. But from now until then, |
| 1:45.0 | you get $500 off. Okay. So it's as cheap as this conference ever gets. We will not sell |
| 1:50.7 | it for cheaper at any point between now and when the conference is. And of course, you know, |
| 1:55.6 | it's a year from now. I get it. So everyone's like, I don't know if I can, if I can commit to that. |
| 2:00.5 | Well, the refundable through August. Okay. So through August like, I don't know if I can, if I can commit to that. Well, the refundable |
| 2:01.5 | through August. Okay. So through August 28, 2026, with a $99 cancellation fee to cover our credit |
... |
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