Mortgages: Stick or Twist?

The Martin Lewis Podcast

BBC

Business

4.2 • 789 Ratings

🗓️ 12 October 2022

⏱️ 44 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Martin Lewis Podcast is here, with a brand new sound. Martin and Nihal Arthanayake talk mortgages as listeners ask if they should stick with a longer fix or take a chance on variable rates. Martin’s got some special tips on how you might be able to top up your state pension and how to get some extra cash in time for Christmas. Plus, have you ever found a bone fide second-hand bargain?

Transcript

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0:00.0	BBC Sounds, music, radio podcasts.
0:04.4	I got meals. I got to pay.
0:15.3	Hello, I'm Martin Lewis, and this is the first of the cunningly named the Martin Lewis podcast from BBC Sounds.
0:24.1	Each week, of course, it'll all be about trying to save you money.
0:27.8	Most of it is based on my BBC Radio 5 live show that I do with Nihal Arthaniaka,
0:33.4	as well as lots of little extras that only you in the podcast world get to hear.
0:38.5	This week we'll be talking about free cash in time for Christmas.
0:41.8	There's £200 available.
0:42.9	You can grab it.
0:43.5	Why not put it in your pockets?
0:45.1	We had a couple of really good callers that brought out the strategies
0:50.1	anybody within mortgage needs to be thinking about at the moment.
0:53.8	I've got top tips for grandparents
0:55.8	who look after kids and those who want to boost their savings, as well as the usual furniture
1:01.1	from Five Live, the weekly tellers and the humiliating money mastermind, humiliating for nihal it is,
1:07.4	not for me, which is the best way around him.
1:19.3	Now I started my chat with Nihal reminiscing about stoozing back in the old days because stoozing is back. And if you don't know what stuzing is, listen to this. I want to get back to
1:24.6	stoozing. Are you a stoozer? So I am a Stozer and I was, it's always difficult
1:30.2	to claim the first person. So I'll say one of the first people to popularise Stozing back in
1:34.3	around 2000 when I was just starting out. Stozing is the art of deliberately borrowing money at
1:42.2	0% in order to manipulate credit cards and save it to make money.
1:47.7	It's not about actual borrowing. It's about a perverted form of borrowing.
	...

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