Mortgage Monday I Sub-To Worst Case Scenario I Episode 135
The David Greene Show
David Greene
4.9 • 701 Ratings
🗓️ 1 June 2026
⏱️ 38 minutes
🧾️ Download transcript
Summary
On today’s show, David and Christian break down a sub-to deal gone bad in Panama City FL (one of the worst markets in the country). In a terrifying turn of events, the buyer of a sub-to property decided to stop making the mortgage payments but retained title to the property. The seller, needing to avoid foreclosure to retain his security clearance, elected to make payments for 12 months as he fought to get the title back. Today’s show shares how he did it, how it played out, and what a sub-to deal really is. Download today to learn the risks and hear the side rarely discussed!
Transcript
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| 0:00.0 | Welcome to Real Talk Real Estate, the show where we cover how to build wealth in real estate with no fluff, no BS, and no sales pitches. I'm David Green, and I've been doing this for over 10 years. I've seen the ups, the downs, and everything in between. This is the show where we pull back the curtain and show it to you too. So if you want to build wealth through real estate or you just love learning about it. You found your home. What's going on? |
| 0:21.5 | Real Talk Real Estate. We are back with another episode of Mortgage Monday. I'm David Green. He's |
| 0:26.4 | Christian Bachelor and together we are the mighty morph and power rangers. Just kidding. |
| 0:30.9 | We are the one brokerage, the one brokerage that's got every loan you could ever possibly need. |
| 0:36.0 | Before we get into today's show, quick commercial for |
| 0:38.5 | everybody, we're looking to purchase an insurance company that does homeowners insurance. |
| 0:43.3 | Christian, I'll let you kind of explain a little bit more about what we're looking to buy. |
| 0:46.6 | But if you have one, you're worried about this economy, you don't want to be servicing it anymore. |
| 0:50.5 | We'd love to hear from you. Yeah, I was about to do a little Power Ranger thing, too. |
| 0:55.4 | You got me all excited. I think that's Dragon Ball Z. Is that Dragon Ball Z? I don't think that was |
| 1:00.7 | Power Rangers. I'm going to get slammed in the comment. Yeah, the thing where they go like that and they |
| 1:06.8 | connect. Yeah. Is that Dragon Balls thing? No homo. Those are both my two childhood moments. |
| 1:13.1 | No, yeah, but one brokerage is looking to expand back into insurance offerings. We're currently in |
| 1:18.6 | talks to include that in our product suite. Those of you who have been following us since the good |
| 1:23.6 | old days know that I used to be in insurance. I've owned a couple of my own agencies, but we are primarily looking for a nationwide one. |
| 1:30.9 | So one with one of the big aggregators, ISA, Goosehead, one of those guys. |
| 1:36.2 | If you are an insurance agent, maybe, you know, looking to retire, get out, cash in on your |
| 1:40.4 | book. |
| 1:41.1 | We're looking to purchase an existing one. |
| 1:43.3 | And then obviously expand our |
| 1:44.5 | services to our clients that want insurance as well as the mortgage offerings that we provide. |
| 1:49.8 | So if you happen to be an insurance agent, own a book, looking to even potentially partner, |
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