Mortgage Monday -Fannie & Freddie to Split from the Government? | Episode 51
The David Greene Show
David Greene
5 • 653 Ratings
🗓️ 14 April 2025
⏱️ 40 minutes
🧾️ Download transcript
Summary
Summary
In this episode of Mortgage Monday, the hosts discuss the potential privatization of Fannie Mae and Freddie Mac, exploring the implications for the mortgage industry and home buyers. They explain the roles of these government-sponsored enterprises (GSEs) in regulating the mortgage market, the risks associated with privatization, and the potential impact on mortgage rates and home affordability. The conversation emphasizes the importance of understanding these changes and their effects on the housing market.
Chapters
00:00 Introduction to Fannie Mae and Freddie Mac
02:55 Understanding the Role of GSEs in the Mortgage Market
05:56 The Impact of Privatization on Home Buyers
08:57 Differences Between Fannie Mae and Freddie Mac
12:00 The Consequences of Privatization
15:08 Government's Role in Mortgage Rates
18:01 Potential Risks of Privatization
21:01 The Future of Home Loans in America
23:50 Conclusion and Call to Action
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Transcript
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| 0:00.0 | Welcome to Real Talk Real Estate, the show where we cover how to build wealth in real estate with no fluff, no BS, and no sales pitches. |
| 0:07.1 | I'm David Green, and I've been doing this for over 10 years. I've seen the ups, the downs, and everything in between. |
| 0:12.8 | This is the show where we pull back the curtain and show it to you too. So if you want to build wealth through real estate or you just love learning about it, you found your home. |
| 0:22.4 | What's going on, |
| 0:27.3 | everyone? This is Real Talk, Real Estate here with Mortgage Monday. I'm joined with my partner and the broker of the One Brokerage as well as the Mortgage Mut, bringing you guys an update. Mortgage |
| 0:33.5 | Mutt. That's right. He is going to get his two cents in on today's talk. So if you think |
| 0:38.5 | that financial talk is boring, but you want to support the channel, well, just look at that puppy |
| 0:43.1 | the entire time. You can keep yourself interested. Today, Christian and I are going to be getting into |
| 0:48.2 | Fannie Mae and Freddie Mac potentially becoming privatized, meaning they will no longer be supported |
| 0:53.9 | and sponsored by the United |
| 0:55.8 | States government. That's something that I believe it's the Trump administration has said that |
| 0:59.7 | they're looking to do. We're going to be talking about what you can expect if that happens, |
| 1:04.0 | as well as what's going on in the market. So, Christian, how are you today? I'm doing good today, David. |
| 1:08.1 | I'm playing puppy patrol right now, but I'm glad to be here. |
| 1:11.6 | This is going to be a fun topic for our listeners. |
| 1:14.1 | Yeah, this is pretty impactful. If this does indeed happen, which we don't know if it's |
| 1:17.8 | going to happen, but there's talks of making it happen. It's going to have a pretty big impact |
| 1:22.1 | on the mortgage industry as a whole. So basically, this article comes right out of CNBC.com about the privatization of |
| 1:29.6 | Fannie Mae and Freddie Mac and what that may mean for homebuyers and investors. So let's assume |
| 1:33.8 | people don't know what Fannie Mae and Freddie Mac are. Why don't you give us a quick overview |
| 1:38.1 | of what these terms mean? Yeah, 100%. I like to basically think of them as the rule setters, right? |
| 1:46.2 | After 2008, when basically the mortgage industry was the Wild West, right? |
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