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Here's your money briefing for Tuesday January 16th. I'm J.R. Whalen for the Wall Street Journal.

Stock ownership jumped from 2019 to 2022 and some surveys show that young black

investors are leading that charge. Many young black investors in the market

are really self-taught.

They see this as a tool for potential generational wealth

and an opportunity for broadening their finances beyond what they had thought in the past.

We'll talk to Wall Street Journal Personal Finance reporter O'Yen Adadoyen.

And we'll hear from a 27-year-old California woman about her experience in the market. That's after the break. Now January's forecast starting cold and grey with outbreaks of boredom before

brightening up dramatically as fri annually rewards sweep across the

country hundreds of Merlin annual passes, 50 private

cinema screenings and sun-soaked family holidays. The outlook is very nice indeed.

Brighten up January for your family with Fryeary rewards from McDonald's.

Earned points on fries for a chance to win

epic family prizes.

Sign up on the McDonald's app now.

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