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Talking Real Money - Investing Talk

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Talking Real Money - Investing Talk

Don McDonald

Education, Business, Investing, How To

4.5811 Ratings

🗓️ 2 March 2026

⏱️ 25 minutes

🧾️ Download transcript

Summary

On this Friday Q&A episode, Don answers listener questions on international stock overweighting inside a Seattle city retirement plan, whether a Vanguard target-date fund might be a smarter emotional guardrail than self-managing allocations, how much term life insurance a family really needs (hint: it’s about replacing income, not funding Ivy League dreams), whether an aggressively small-value–tilted Avantis portfolio is too risky for a disabled early retiree, and how to evaluate a $36,00...

Transcript

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0:00.0

Reality Radio for a really great future.

0:08.0

We're talking real money.

0:10.2

All right.

0:10.6

I don't mean to complain, but the questions, the recorded ones, they've been a little light lately.

0:19.5

We've done a lot of bobbing.'s a lot of bobs but not a lot

0:23.1

of the rest of you's so uh today got to keep some powder dry and really not even enough for another

0:30.3

show uh i i got to kind of got to do it with a few questions one fewer than usual so

0:36.4

hopefully though you'll enjoy them, as I did.

0:41.0

And by the way, these questions came to us via our lovely website, Talking RealMoney.com,

0:46.5

where you can click on the contact us button and say, I want to ask a question and type it in,

0:51.5

or you can go down to the lower left-hand corner and record your question

0:55.8

using the mic on your phone or the mic on your computer or your tablet or whatever you have.

1:02.6

So go do that and send those things in, and I will answer them on the Friday podcast.

1:08.3

That's when these get answered.

1:09.3

The written ones, they get answered all over the place. But the spoken ones, they, almost always, they're on Friday.

1:15.7

And that's what this is, the Friday podcast. Oh, by the way, I'm Don McDonald. I'm one of

1:22.6

the hosts of the Talking Real Money podcast that has lived on for ages and hopefully we'll continue to.

1:30.1

Thanks for being with us and send those questions in at Talking RealMoney.com.

1:34.5

And now let's get one of those questions.

1:38.7

Insert it here into the recording timeline, edit it as necessary, and then I'll answer it.

1:46.8

Tom and Don, Chris here.

1:50.3

I'm a long-time listener and a first-time caller.

...

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