All right. I don't mean to complain, but the questions, the recorded ones, they've been a little

light lately. We've done a lot of bobbing.'s a lot of bobs but not a lot of the

rest of you's so uh today gotta keep some powder dry and really not even enough for another show

uh i i gotta do it with a few questions one fewer than usual so hopefully though you, though, you'll enjoy them, as I did.

And by the way, these questions came to us via our lovely website, Talking RealMoney.com,

where you can click on the contact us button and say, I want to ask a question and type it in,

or you can go down to the lower left-hand corner and record your question using

the mic on your phone or the mic on your computer or your tablet or whatever you have.

So go do that and send those things in, and I will answer them on the Friday podcast.

That's when these get answered.

The written ones, they get answered all over the place. But the spoken ones, they, almost always, they're on Friday.

And that's what this is, the Friday podcast. Oh, by the way, I'm Don McDonald. I'm one of the

hosts of the Talking Real Money podcast that has lived on for ages and hopefully we'll continue to.

Thanks for being with us and send those questions in at Talking RealMoney.com.

And now let's get one of those questions.

Insert it here into the recording timeline, edit it as necessary, and then I'll answer it.

Tom and Don, Chris here.

I'm a longtime listener and a first time caller.

Listen to you all on the podcast.

I'll go ahead and jump into my questions.

I have about two, maybe three questions.

I work for the city of Seattle and planning on retiring around 2040, maybe a little earlier.

...