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Here's your money briefing for Friday, December 27th.

I'm J.R. Wayland for the Wall Street Journal.

Welcome to the final installment of our series, Money Moves for the New Year. This week, we've taken a look at your questions about meeting financial goals in 2025. We've looked at boosting

your credit score and paying off debt, leveling up your career and saving for a big purchase.

But before we start the new year, today we're discussing getting your finances in order to retire.

And retirement looks different for everyone.

I think it's going to start out as just doing nothing, get that pinnacle.

That's Daniel Paul. He's 60 years old and lives in Boulder, Colorado. Throughout his career, Daniel has worked in advertising and marketing for a few different companies.

Now he's a vice president of marketing for a multi-state cannabis company. In the next phase of his life, he wants to slow things down.

But knowing my personality, I'm going to get very bored very quickly.

I'm still young. I still feel young.

Daniel is looking to retire in the next few years.

His wife plans to work a bit more, but his long-term idea of retirement includes the two of them seeing the world.

We would like to go travel, we'd like to go experience things.

We don't have this extravagance of a new home somewhere else.

We like where we live.

I think we'd like to go to Fiji. I think she'd like to go to Japan.

I think we'd like to look at more off-the-beaten path places.

But to get to Fiji or Japan, Daniel wants to make sure he's taking all the right steps in his last few working years to ensure smooth sailing into retirement.

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