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Dear Shandy

Money Advice For Uncertain Times With Ramit Sethi - Ep 384

Dear Shandy

Sharleen Joynt & Andy Levine

Tv & Film, Society & Culture, Relationships, After Shows

4.93.3K Ratings

🗓️ 1 May 2025

⏱️ 71 minutes

🧾️ Download transcript

Summary

He's baaaack! It's been 2 years since we first had Ramit Sethi on and he was such a hit, we had to bring him back! Today's money convo might not only help with your marital arguments, but it could also help with your personal finances given the shaky market right now. Today we cover everything from how to have healthy conversations around money, tackling Lifestyle Creep, whether or not you can afford to have a baby, to—thanks, tariffs—what to with your money RIGHT NOW. Listen on to get rich! Our first episode with Ramit: https://youtu.be/G4jCHDdi4XA?si=zhGP3fAbTj8-1OC2 Thanks to our sponsors: - Go to https://calm.com/SHANDY for 40% off unlimited access to Calm's entire library! - Go to https://www.oneskin.co and use code SHANDY for 15% off! - Go to https://www.functionhealth.com/SHANDY or enter code SHANDY to skip the waitlist! - Go to http://fastgrowingtrees.com and use SHANDY for 15% off your first order! - Go to https://www.skims.com/SHANDY to shop SKIMS best intimates including the Ultimate Bra Collection! More Ramit: The Book, 'Money For Couples': https://amzn.to/42TOdZp Youtube:    / @ramitsethi   Instagram:   / ramit   Podcast: https://podcasts.apple.com/us/podcast... Website: https://ramitsethi.com Time Stamps: 0:00 - Welcome To Ramit Sethi, Again! 2:40 - Why A Book For Couples? 3:58 - “Our Only Source Of Marital Argument Is Money” / The 4 Times Couples Talk Money 7:35 - Discrepancy in Earning/Spending 13:43 - When Shandy First Spoke About Money / When To Start 18:28 - “How Do I Not Get Upset When My Husband Buys $600 Watches Without Consulting Me?” 22:35 - Keeping Money Separate 26:43 - “How Do I Deal With Being The One In The Friend Group With The Least Amount Of Money?”/Keeping Up With The Joneses 37:20 - Lifestyle Creep 39:29 - Your Four Key Numbers 42:52 - Pay Off Low Interest Debt Or Invest? 45:04 - “Now Is Different” 46:26 - Gold, Silver & Bitcoin? 48:48 - “Can I Afford To Have A Baby?” 53:19 - “My Parents And I Are Soon To Come Into A Large Sum of $$; What Should We Do With It?” 54:58 - Sharleen’s Stupid Question (But Some Of You Will Thank Her!) 57:20 - Given The Tariffs, What You Should Be Doing With Your Money Right Now If you have a relationship question, write us at: dearshandy@gmail.com Subscribe - https://bit.ly/SubscribeDearShandy Listen on iTunes - https://bit.ly/DearShandyiTunes More Dear Shandy Instagram - https://www.instagram.com/dearshandy Facebook - https://fb.me/dearshandy More Sharleen Instagram - https://www.instagram.com/sharleenjoynt Blog - http://www.alltheprettypandas.com More Andy Instagram - https://www.instagram.com/machinelevine Produced by Gabrielle Galon - https://www.instagram.com/gabsamillion Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:30.2

Whoa, there.

0:33.5

Victoria's had a Friday night to remember.

0:36.1

But now she's outside in the pouring rain

0:38.6

And what?

0:39.8

You are joking

0:40.6

I've got no data

0:41.8

How are we going to get home?

0:43.3

But then she remembers she's with EE

0:45.5

Yes, Uber still works

0:47.5

So then she

0:48.5

Uber's on me guys

0:50.5

Should we get a kebab?

0:51.7

Use essential apps like Uber and WhatsApp

0:53.8

Even when you run out of data.

...

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