The only morning show more awkward than when your barber brushes his junk up against your arm.

Hey yo, come on, man. It's Rover's Morning Glory.

Shizzy, coming up in a moment. What do you have on the way, doji?

Very popular bands, one of their members passed away. I'll tell you who it is, what band is involved in this story. Also, there was another shooting on campus, a college campus. We'll give you that story as well. We'll get to that in just a moment. John, in Youngstown, Ohio. You're on Rover's morning, glory. Good morning, John.

Good morning, everybody.

Hey, what's your.

So your windshield thing that you were talking about, you know, you've cracked your windshield.

You're scared.

You don't know if you're in premiums are going to go up or anything like that.

Anything that happens to your vehicle that is not your fault covers under your comp. Okay,

because you have full coverage, you have, you know, collision and you have comprehensive. Yeah.

So if you hit a deer or a dog or somebody throws a brick off the bridge, somebody backs into your car at the mall,

disgruntled boyfriend or girlfriend, keys the side of your vehicle.

None of that's your fault.

So that all covers under your comp and your premium don't go up.

They'll still find a way.

I still think they'll find a way.

They'll still find a way to screw you over somehow, I think.

I don't think so. So here's what I've done for since I've had my license. Because it's not your

fault, most of the stuff that happens to your vehicle is not your fault.

Okay?

So if you lower your comprehensive and you raise your collision,

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