Mom Signed Me Up For A Credit Card Without My Permission

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 25 April 2025

⏱️ 6 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by Xander Insurance, identity theft protection isn't a luxury in today's world.
0:08.3	It's a necessity. Get yours at Xander.com.
0:11.2	I was calling because I needed some advice on far as what I should do next. A little backstory last
0:18.6	year, my mom handed me a capital one card.
0:22.4	No explanation, nothing about it.
0:25.5	I threw the card in the closet, didn't think about it.
0:28.4	A few weeks ago, you guys had on the caller asking about a friend wanting to be an
0:34.9	author of a user on a card, and neither host at the time was a fan of that.
0:41.8	On my eyes, immediate...
0:44.2	You're breaking up on us, Nicole.
0:46.3	You're not in the closet with that credit card, are you?
0:49.0	No, no, no, I'm not.
0:50.7	I'm not.
0:51.7	I'm sorry about that, but I pulled my credit report to find that this account was on my credit report. I called the credit card company and asked them to remove me as an authorized user. And they said that that would take about two days.
1:11.5	But now I need to know what I need to do next because I want this off of my credit report.
1:18.4	How long has it been since you've been removed?
1:22.1	These days, it's not if your identity gets stolen.
1:25.4	It's when.
1:26.2	So you need ID theft protection from Zander.
1:29.7	They monitor your personal info proactively and alert you of any suspicious activity,
1:35.2	including home title fraud. Then Zander takes care of everything,
1:40.1	including up to $2 million of stolen funds protection and white glove service to help you get your life back.
	...

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