Hi folks and welcome to the Meaningful Money podcast session number 111.

Stay on target. We're too close. Stay on target.

Loose an app.

This is the podcast dedicated to helping you put your finances in order.

My name is Pete Matthew and I'm going to share with you everything you need to know

and everything you need to do to secure your financial future.

I'm here to help you make sense of money.

Okay. Okay, welcome to session number 111, a nice symmetrical number, isn't it?

I'm actually speaking to you from a hotel room, so I'm not in my usual recording studio in the office.

I'm in Leeds, so back in God's Own County of Yorkshire.

So I'm looking out at a building site actually from a hotel room in Leeds where I'm on tour with Nucleus,

who are a big financial services provider and I'm here doing some speaking with them about marketing.

So the show must go on though.

So unusually I'm not doing this on my normal microphone. This is just a headset in a hotel room.

It's half past 10 at night, which is also unusual for me. I'm normally in bed by now.

But anyway, the show goes on and we're going to continue our masterclass that I've taken a bit of a break from it

actually the past six weeks or so but you could argue actually that my interview with

Greg Davis of Barclays about behavioral finance which was sessions number 108

and 109 that was about behavioral finance and that was obviously very timely

because that definitely

is covered and should be part of any investment masterclass.

But today I want to talk about setting targets and perhaps more importantly how you achieve

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