Welcome into this edition of Mind on My Money presented by Argent

Wealth.

I'm Neil McCready, joined by Martin Palomo.

It's our first show of 2026.

Happy New Year to everyone.

Always feels weird saying that two weeks later, but we're two weeks into the new

year.

It's our first time to have a chance to get together in large part because of college football.

But alas, we are here.

So thank you for having us.

Thank you for letting us in the show.

A busy day here on MPW Digital.

Martin, first, happy New Year.

How are you?

Happy New Year, man. Man, I, I'm, I'm, I'm, uh, I'm well. I'm, I'm actually just coming back to being normal. I had, uh, which are probably a lot of our listeners. And I know you've had this experience, uh, in the little one week-ish break. Um, after New Year's, I moved a kid from a dorm into an apartment in central

Florida and in the same week I moved a kid out of an apartment for his internship and into a dorm

back in Jackson to start his junior year of college.

So, man, I didn't play any football last week, but I felt like I played some football

last week.

And sleeping in my bed is wonderful.

Sleeping on air mattresses and sofa couches are, is pretty terrible.

But man, I'm happy to be home,

...