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The Intrinsic Value Podcast - The Investor’s Podcast Network

MI110: Don't Ruin Your Financial Future Just For College w/ Barbara Ginty

The Intrinsic Value Podcast - The Investor’s Podcast Network

The Investor's Podcast Network

Education, Investing, Business

4.6592 Ratings

🗓️ 15 September 2021

⏱️ 59 minutes

🧾️ Download transcript

Summary

IN THIS EPISODE, YOU’LL LEARN: 2:16 - The most interesting and impactful data points regarding the current student loan crisis 28:30 - What Barbara has found to be the biggest challenge when it comes to paying off student loans and what her recommendation is for people to overcome it 32:44 - Barbara’s definition of a good emergency fund 37:10 - If someone should start investing or pay off their student loans first 39:51 - How Barbara thinks about the order in which people should contribute to certain financial accounts (i.e. 401Ks, IRAs, HSAs, and individual brokerage accounts) And much, much more! *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Get more FREE content from Robert Get a FREE audiobook from Audible Read the 9 Key Steps to Effective Personal Financial Management Check out our Investing Starter Packs about business and finance Check out our Investing Starter Packs about real estate Barbara Ginty’s podcast Future Rich  Future Rich Episode 124: How to Start House Hacking w/ Robert Leonard Napoleon Hill’s book Think and Grow Rich  Robert Kiyosaki’s book Rich Dad Poor Dad  Ryan Holiday's book Ego Is the Enemy JL Collin’s book The Simple Path to Wealth Erin Lowry’s book Broke Millennial Talks Money Grant Sabatier’s book Financial Freedom All of Robert’s favorite books SPONSORS Support our free podcast by supporting our sponsors: Fiscal.AI Read this episode’s transcript and full show notes on our website. Connect with Barbara: Website | LinkedIn | Instagram Connect with Robert: Website | Twitter | Instagram HELP US OUT! Help us reach new listeners by leaving us a rating and review on Apple Podcasts! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Transcript

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0:00.0

You're listening to TIP.

0:02.3

So it could be four years for 20 years, and that to me doesn't make sense.

0:09.6

On today's show, I chat with Barbara Ginty about how the U.S. ended up in the current student

0:14.4

loan crisis it's in, how she sees the trend of people foregoing college and choosing more

0:19.9

unconventional education, what the best

0:22.2

strategies and tips are to pay off student loan debt, and a bunch more. Barbara Ginty is a certified

0:28.1

financial planner. Having previously worked for Bloomberg and Credit Suisse, Barbara is now the owner of a

0:34.1

wealth management firm she purchased from her family back in 2013. Barbara is also a podcast

0:39.2

host as the host of Future Rich, and she teaches personal finance classes for SUNY Ulster.

0:45.4

In this episode, you hear some of my own beliefs and the strategies that I've believed in for a while

0:50.9

be challenged, which was actually pretty cool for me. And I think you guys

0:54.8

can learn a lot from it. So I hope you really enjoy this episode. Let's dive in.

1:00.0

You're listening to Millennial Investing by the Investors Podcast Network, where your host,

1:05.3

Robert Leonard, interview successful entrepreneurs, business leaders and investors to help educate

1:10.8

and inspire the

1:11.9

millennial generation.

1:21.7

Hey, everyone.

1:22.9

Welcome to the millennial investing podcast.

1:25.6

As always, I'm your host, Robert Leonard. And with me today,

1:28.9

I am joined by Barbara Ginty. Barbara, welcome to the show. Thanks for having me, Robert.

1:34.8

Tell us a bit about yourself and how you got to where you are today. So, I said, my name's

1:40.1

Barbara Ginty. I am a certified financial planner. I also host a podcast called Future

...

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