Welcome to the Dividing Cafe weekly market commentary focused on dividends in your portfolio and dividends in your understanding of economic life.

Welcome to the Bonson Group's national video call, Market Outlook with David Al Bonson, November 30th, 2020.

Our host for today's call is David Bonson, the Bonson Group's founder,

managing partner, and chief investment officer, and Scott Gam of Strategy Voice Communications.

For this call, all participants will be in a listen-only mode. Later, we will conduct a question

and answer session. Please send your questions for that Q&A session to questions at thebonsongroup.com.

I will now turn the call over to your hosts.

Gentlemen, you may begin.

Thanks, Erica.

And thank you to all of you who may have noticed that she just said our questions,

our incoming questions email is in fact changed, as we have promised at our last

couple calls. So questions at thebonson group.com, send anything off real time and we have people

that are going to get it to Scott so we can adjust your question in the middle of the call.

The reason I laugh about it a little bit is that we've been using the COVID at the Bonson Group.com email for so long,

and we had decided we wanted to kind of move past it and use a broader type question.

So let's go ahead and tee it up here. Scott,

I hope you had a wonderful Thanksgiving weekend.

Thank you, as always, for joining us.

And tell me what we're going to talk about here today.

Well, David, thank you.

And likewise, hope you had a great holiday weekend as well.

And, you know, I think it's interesting, David, of course, the last day of November,

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