Welcome to the Dividing Cafe, weekly market commentary focused on dividends in your portfolio and dividends in your understanding of economic life.

Well, thank you so much, Erica, and thank you all who have joined us here today, kind of back in our Monday routine.

And from the looks of things, Scott, it looks like we're also back to our routine of moving the market positively every time we congregate for this.

We will go ahead and plan to do this call again on our normal rotation two weeks from

today, which would be after Thanksgiving week. And so it kind of

worked out well, schedule-wise, that next week would be an off-week anyways, because I think a lot of

you will be out of town and hopefully traveling and doing good family things for Thanksgiving

next week. But in the meantime, this is our first call together where we have a lot more clarity and

certainty around the election results. Obviously, we did a call together the day after the election

and we were maybe 75% of the way there, but now a lot more has moved around those things. So I

imagine Scott might

be asking me about some of that. And of course, ongoing COVID and vaccine and all sorts of other

things. I'm going to just sort of let the questions be what they are. Scott, I'm sure, has his

normal set of things to walk through. And then any of you have questions, send them.

And I'm going to do my very best to make this the last call where the email address we're

giving out is COVID at thebonson Group.com.

By next time we'll have a different email set up for you to send in your questions

because I'm tired of hearing the word COVID.

But, Scott, off to you, my friend.

Well, thank you, David, and great to be with you as always.

And to your point, we might as well start off with some of the news we got this morning from Moderna,

obviously upbeat COVID-19 vaccine news, propelling the Dow closer and closer

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