Hello, Winebbers. My name is Jesse Meekham and this is podcast

number 365 for Winem, where we teach you four rules to help you stop up in

paycheck to paycheck, get out of debt and save more money.

I attempted last October and many of you wrote to me giving me words of encouragement.

I attempted last October to do a manual, you know, manual only

October meaning that I would just manually enter my transactions. Well, it didn't work. I failed to create a habit. So fast forward through November, December, and a little

bit of January. And I hadn't done any better raising my awareness for around my money.

And this was starting to stress me out.

So I restarted our budget completely in I don't know what day exactly somewhere in the middle of January I just

Made a new budget set up all new categories most of them are the same as the other budget, and I dropped in our checking

account and our credit card, and I did not link them to the bank.

Now that's a big feature, and we do tons of behind the scenes work to keep it running

smoothly for you and it's significant just in every way you can imagine it being but here I sit with a completely

disconnected budget and I'll be honest I'm liking it so far so what I did is in my to do app which I use

things and I there's dime a dozen to do apps but I've used things since I think

2010 or something and I'm not changing and things I set up a recurring to do and it says

update budget and every day that little to do pops up it says update budget and every day that little to do pops up it says update

budget and I open three tabs I open Wienab in a browser right open Wienab

open my bank tab for the checking account and the other bank for the credit card and I wish they're at the same bank but they're not

So three different tabs to where I have to all through or I have to log in actually, and that little bit takes me about, oh I don't

know, 15 seconds.

Then I manually type in every new transaction that I see in the checking account, which is, they're

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